Microsoft 365 Outage: You Could Be Owed a Service Credit

If this week’s Microsoft 365 outage affected your organisation, Microsoft may owe you money back. Under its service level agreement (SLA), Microsoft promises that Microsoft 365 will be available 99.9% of the time each month, and this outage went well past that. Below, we explain what happened, what you could claim, and how we’ll make the claim for you.

What Happened?

From about 16:17 GMT on Thursday 12 November 2026, many people couldn’t get into their Microsoft 365 email. At midday on Friday 13 November, nearly 20 hours later, Microsoft was still restoring service.

Microsoft says a process on its email servers that sets up secure connections became overloaded, and the remaining servers couldn’t keep up. It has confirmed this was not a cyberattack. In your Microsoft 365 admin center, the outage appears as incidents EX1550543 and MO1550821.

Services affected:

  • Outlook and Exchange Online: mailboxes didn’t load, and email was delayed.
  • Teams: chat and calls mostly worked, but calendars and meeting scheduling failed.
  • Copilot, SharePoint, Defender, Intune and others: problems with any feature that relies on email or calendar data.
 

Across the UK, schools, hospitals, police forces and Parliament reported disruption. Downdetector logged more than 7,600 Outlook problem reports from UK users on Friday morning.

Microsoft is restoring service region by region. It has extended how long it holds undelivered email to 48 hours, so delayed messages should still arrive, though they may come in batches.

 

Did You Know? You Can Claim a Service Credit

When Microsoft misses its 99.9% monthly uptime target, you can claim a service credit: a discount on what you pay for the affected service. The lower the uptime, the bigger the credit.

Microsoft 365 SLA

Service Credit Tiers

When Microsoft misses its 99.9% monthly uptime target, you can claim a discount on the affected service. The lower the uptime, the bigger the credit.

Microsoft 365 service credit by monthly uptime
Monthly uptime below Service credit Downtime in November
99.9% 25% About 43 minutes
95% 100% 36 hours

Based on a 30-day month. Microsoft works out the final credit for each organisation from how many users were affected and for how long.

Get in Touch

If your team couldn’t use email for most of this outage, you could fall into the 50% band, or higher if the outage passes 36 hours. Microsoft works out the final figure from how many of your users were affected and for how long.

Before you claim, it helps to know:

  • Credits aren’t automatic. You, or your IT partner, need to ask for one and show that you were affected.
  • Only the affected service counts. If only Exchange Online failed, the credit applies to the Exchange part of your plan, not the whole bundle.
  • Only paid subscriptions qualify. Free and trial licences don’t.
  • It’s a credit, not a refund. It comes off a future bill.
  • There’s a deadline. If you bought your licences through a Cloud Solution Provider (CSP) partner, Microsoft must receive the claim within one month of the end of the billing month the outage happened in. For this outage, that’s 31 December 2026.
 
It is also worth remembering that the credit is a percentage based on the amount of downtime and the services affected. Exchange and MS Copilot are a fraction of the services available through most Microsoft 365 subscription plans and the credit will reflect this. You might not see a sizeable credit if you’re a small business, but you are entitled to it.
 

Spectrum IT Clients: We’ll Handle Your Claim

If we manage your Microsoft 365 licences, we are already preparing your claim. All we need from you is one email.

  1. Reply to our email. We are writing to every affected client with the exact wording Microsoft needs.
  2. Send it from your work email address. Microsoft only accepts confirmation from your organisation’s own domain, not a personal Gmail or Hotmail account.
  3. Tell us roughly how many people were affected, and for how long if you know. Mention any missed emails, failed Teams meetings or support tickets you raised with us.
  4. We’ll do the rest. We’ll put together the evidence and send the claim to Microsoft, with your tenant ID and Microsoft’s incident numbers.
  5. We’ll pass the credit on to you. Once Microsoft approves your claim, the credit will show on a future invoice from us.
 

Please reply by Friday 27 November, so we can get every claim in well before Microsoft’s 31 December deadline. Microsoft makes the final decision on each claim and on how much it credits, and we’ll keep you updated along the way.

Not a Spectrum Client? How to Claim

Who makes the claim depends on where you bought your licences.

  • From an IT partner or reseller (CSP): your partner, or their distributor, submits the claim to Microsoft. Ask them to do it, and send them the confirmation described below.
  • Directly from Microsoft: raise a support request in the Microsoft 365 admin center under Support > Help & support. Ask for an “SLA service credit” and quote the incident numbers.
  • Through an Enterprise Agreement or other volume licensing: contact your Microsoft account team or licensing partner.
 

Not sure where your licences came from? Check Billing > Your products in the admin center.

What Microsoft will ask for:

  1. Your tenant ID, the unique ID of your Microsoft 365 account. You’ll find it on the Overview page of the Microsoft Entra admin center.
  2. The incident numbers: EX1550543 (Exchange Online) and MO1550821 (multiple services). Both are listed under Health > Service health in the admin center.
  3. When you were affected, including start and end times and how many users.
  4. What you did about it, such as support tickets, workarounds and messages to staff.
  5. A written request for the credit, sent from your work email domain. Microsoft won’t accept one from a personal email address.
 

If you bought through a partner, the claim must reach Microsoft by 31 December 2026, so it’s worth starting now.

Be Ready for the Next Outage

No cloud service is perfect. This outage shows why every organisation should have a business continuity plan (BCP): an agreed, written plan for keeping essential work going when something goes wrong. Despite the name, it isn’t only for businesses: schools, trusts and charities need one just as much. An IT continuity plan is the part of it that covers your systems, data and communication. You can then act quickly and calmly instead of improvising.

For the IT side of your plan, decide:

  • How you’ll communicate. Choose an alternative way to reach staff, clients and suppliers, such as a phone tree, text messaging or an approved backup channel, and make sure everyone knows what it is in advance.
  • How you’ll reach your data in a longer outage. Keep independent backups of your Microsoft 365 email, OneDrive and SharePoint, so you can still get to key files and messages if an outage lasts for days.
  • Which documents must stay within reach. Keep contracts, contact lists, bookings and tickets somewhere you can open without email.
  • Who does what. Decide who leads the response, who updates staff and clients, and who contacts your IT partner.
  • Where to check for updates. Use Service health in the admin center and @MSFT365Status on X.
  • What to record. Note times, how many people were affected and any tickets raised. It makes a credit claim much easier.
 

A plan only works if people know it, so review it at least once a year and test it with a short practice run. If you don’t have one yet, we can help you put one together.

How Spectrum IT Can Help

We are based in Tewkesbury and support schools and multi-academy trusts, charities and small and medium businesses with proactive IT support, cyber-security and strategic consultancy. That includes keeping an eye on Microsoft 365 service health, so we spot problems early and claim SLA credits for you when Microsoft falls short. We also write IT continuity plans for all kinds of organisations, not just businesses, then help test them and keep them up to date, so your team knows exactly what to do when the next outage comes.

Want help with a claim, or with writing and testing your IT continuity plan? Get in touch and let’s book a meeting.

Microsoft 365 outage

Frequently Asked Questions

Last updated:

What is a Microsoft 365 SLA service credit?

Under its service level agreement (SLA), Microsoft promises that Microsoft 365 will be available 99.9% of the time each month. When it misses that target, you can claim a service credit: a percentage off what you pay for the affected service.

How much SLA credit can I claim for the Microsoft 365 outage?

Credits are 25% if uptime falls below 99.9%, 50% below 99%, and 100% below 95%. If your team couldn't use email for most of this outage, you could fall into the 50% band.

Microsoft decides the final figure for each organisation, based on how many users were affected and for how long.

Is a Microsoft 365 service credit a refund?

No. It's a credit that comes off a future bill. It only covers the service that was affected, such as Exchange Online, not your whole Microsoft 365 plan.

What is the deadline to claim a Microsoft 365 SLA credit?

For licences bought through a Cloud Solution Provider (CSP) partner, Microsoft must receive the claim within one month of the end of the billing month the outage happened in. For this outage, that's 31 December 2026.

If you're a Spectrum IT client, please reply to our email by Friday 27 November so we have time to submit every claim.

How do Spectrum IT clients claim a Microsoft 365 service credit?

Just reply to our email from your work email address. Confirm that you were affected, roughly how many people it affected, and that you'd like us to claim on your behalf. We'll gather the evidence, submit the claim and pass any approved credit on to you on a future invoice.

Why must a Microsoft SLA credit request come from a work email address?

Microsoft only accepts confirmation sent from the email domain of the affected Microsoft 365 account. It rejects requests sent from personal addresses, such as Gmail or Hotmail.

How do I claim a Microsoft 365 SLA service credit?

If you bought your licences through an IT partner, ask them to claim for you. If you bought directly from Microsoft, raise a support request in the Microsoft 365 admin center under Support > Help & support, and quote incidents EX1550543 and MO1550821.

Either way, you'll need your tenant ID, the times you were affected, the number of users affected, and a written request from your work email address.

Do free or trial Microsoft 365 licences qualify for service credits?

No. Service credits only apply to paid subscriptions.

Was the Microsoft 365 outage a cyberattack, and is our data safe?

Microsoft has said the outage was not caused by malicious activity. However, scammers often take advantage of outages. Be wary of unexpected calls or messages offering to "fix" your account, or asking you to re-verify your password. Report anything suspicious to your IT team.

What is an IT continuity plan, and does my organisation need one?

An IT continuity plan is the part of your business continuity plan (BCP) that covers systems, data and communication. It sets out how you'll stay in touch, how you'll reach your data in a longer outage, and who does what.

Every organisation should have one, including schools, trusts and charities. Spectrum IT can write your plan, help you test it and keep it up to date.

Get in touch with our experts

Let’s discuss how we can best assist your organisation with its IT & digital challenges. No matter how big or small, our team of experts will work with you to determine the best actions forward for your IT.